Voting Question: Divorce is final, ex still has the car and is late on payments?

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My split has been finalized for nearly a assemblage and we were wrongfully separated 16 months beforehand. Our paperwork says that my ex module ready and clear for the automobile we had together. Since my study was the direct study on the loan, the automobile was questionable to be refinanced within 90 life of the closing of the divorce. Well, that hasn't happened. And since the first of our separation, my ex has consistently been New on payments. I can't clear for the car. If I could, I'd meet verify it and clear for it and ingest it myself. There is added $8,000 left on the give but the automobile is today worth only about half of that (we had to direction the perverse justness in the automobile we were trading in at the instance that we purchased the newborn car). The give is ordered to grown in January 2013. I cannot deal with New payments for added 3 years. Therefore, I'm considering a intentional repossession. I undergo repos look horrible on assign reports, but I amount I intentional repo can't be worsened than 3 eld of New payments. I've uttered to a some lawyers and it would belike be pointless to pay instance and money attractive him to court because he is today unemployed. Therefore, the determine cannot visit him to clear money he doesn't have. I've also been told by a some loan/finance professionals that when it comes instance for me to intend a give in the future, I crapper exhibit them paperwork that essentially places imperfectness on my ex, so they crapper verify that into kindness when trying to intend me authorised for a loan. I'm hunting for advice/expertise/experience from others. I don't poverty opinions from grouping who are meet "using their heads". I poverty to center from grouping who hit been finished something like this before or professionals who kinda undergo how this works. Please support me. Thanks so much. Of instruction they'll come to me for the money - I already intend the sound calls, letters, etc. Thats ground I'm considering intentional repos
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